There are many reasons that you should look to joining a credit union over banking at a conventional Bank most of them being around the fact that since they are smaller and local to you the level of personal customized customer service they will offer you is way better than a bank. Plus they often have better rates as well as great promotions - which leads me to our Financial Tip of the Day...

When looking to join a credit union check out what type of Visa Rewards program they have in place. This is a great way to save and earn money back on things you spend your money on anyway every day. PLUS some Credit Unions have special associations with other companies and schools in your area that lead to big savings - like one in particular in our area, University Credit Union https://www.ucreditu.com/ . They have a Visa Rewards program that offers 5x the points on any dollar spent on the University of Utah Campus and that includes tuition! So if you have a student at the University of Utah it doesn't matter where you live, you'll be eligible to join the credit union because your child goes to school there, use their Visa Rewards card to pay for your child's tuition and get that 5x rewards points on every dollar you spend on tuition!

That's a lot of points that turn into dollars right! Many people will use those extra dollars to help pay for Christmas, renovations on their home or for a family trip. No matter how you choose to spend it though, getting money back from paying for your child's education is just one of the many reasons to look into and join a credit union near you today!