Is Identity Theft a Real Problem for Your Kids?
As adults, we worry about our credit; identity theft, and the like. But can it happen to our kids? John Heath from Lexington Law fills us in today about that very topic.
John has been the Directing Attorney of Lexington Law Firm since 2004. The firm focuses the majority of its practice and representation of its clients in the area of consumer credit report repair. The firm also practices to a smaller degree in the areas of family law (including divorce, paternity and protective orders), criminal law (including juvenile criminal offenses in juvenile court) general consumer litigation (the firm has had a few cases where it has represented consumers that have been the victims of defective design and construction in relation to their homes) and some collection defense on behalf of consumer debtors. The firm also represents some clients on a pro bono basis.
In this day and age, with all the security and data breaches that have happened over and over again, it’s critical to protect our own personal information. But more and more, there’s an increasing number of children that this breach has affected.
Hackers will open accounts in the child’s name. They’ll purchase property in a child’s name.
All a criminal needs is a social security number, and then they can make so many fraudulent purchases or accounts.
So What Can a Parent Do?
Number one, be informed. Also, ask questions. Ask, “Why am I being asked for this information about my child?” Ask, “How are you going to store this information?”
If you’re worried about fraud in your child’s name, you can check with any of the 3 main credit bureaus, and see what exists, if anything.
If something comes up that you have no knowledge of or need to fix, it’s important to make a report with your local police station about it. There needs to be a record created in the event that a hacker can be found and eventually prosecuted.